Difference between revisions of "Health Insurance"

From Students@SISSA wiki
Jump to: navigation, search
(Where to register with the Italian SSN?)
(Required documents)
 
(54 intermediate revisions by 3 users not shown)
Line 2: Line 2:
 
[[Category:Coming to SISSA]]
 
[[Category:Coming to SISSA]]
 
[[Category:To be checked]]
 
[[Category:To be checked]]
* Is it needed for getting a VISA or not?
+
 
 +
= Before you leave your country =
  
 
'''EU CITIZEN?'''  Check [[Rules for EU citizens]].
 
'''EU CITIZEN?'''  Check [[Rules for EU citizens]].
Line 8: Line 9:
 
'''NON-EU CITIZEN?'''
 
'''NON-EU CITIZEN?'''
  
In compliance with Embassy or Consulate instructions, you will have to underwrite a private health insurance when you apply for a [[Student Visa]].
+
Usually when you apply for a [[Student Visa]], Italian Embassies and Consulates accept SISSA letter stating that you will underwrite a private health insurance when you will arrive in Italy.
 
+
This health insurance '''MUST''':
+
 
+
*cover expenses in the event of emergency treatments and/or urgent hospitalisation (admission via the hospital casualty ward).
+
 
+
*cover the entire duration of your stay in Italy.
+
 
+
*be valid for the territory of all Member States that fully implement the Schengen Treaty.
+
 
+
*ensure the policy-holder's repatriation in case of serious illness.
+
 
+
*be translated into Italian and authenticated by the Italian Embassy/Consulate.
+
 
+
N.B. the insured limit of the policy provided by the Insurance company must be €50,000 for stays of over 3 months and €30,000 for stays of less than 3 months; the policy validity should extend over the entire period of stay in Italy.  
+
  
 
= Payment of the insurance=
 
= Payment of the insurance=
  
Being a non EU/EEA citizen, in order to apply for the [[Permit of stay]] and to obtain a basic health assistance, you have to underwrite either a private insurance (e.g. INA-Assitalia) or to register and pay for the National Health System (either you choose gets reimbursed by SISSA).  
+
Being a non EU/EEA citizen, in order to apply for the [[Permit of stay]] and to obtain a basic health assistance, you have to underwrite either a private insurance or to register and pay for the National Health System (either you choose gets reimbursed by SISSA). SISSA suggests and supports you with the second option.
  
==Register with INA-Assitalia==
+
==Register with the Italian SSN==
  
If you choose the INA-Assitalia insurance policy the price of the policy is 49.00 euro for up to 6 months and 98.00 euro for 1 year. This insurance only covers urgent medical assistance (surgery and accidents) in the Emergency Room (''Pronto Soccorso''). It can be paid at any Post Office in Italy.  
+
If you choose to be enrolled in the National (Regional) Health Care system (SSN), it will cost 700 euros per calendar year to have a full health coverage. '''(Note that it means that the registration expires on December 31st of each year).''' The amount of the health insurance changed from 150€ to 700€ January, 1st, 2024.  
 +
The health insurance partially cover your health expenses and you have the possibility to have your "base" doctor whom you can visit for free and prescribe medicines/exams. Some medicines and all exams are subject to payment (maximum for exams is 36,15 Euros).
  
For the payment you should fill out the receipt called '''Conto Corrente Postale'''  as follows:
+
===Paying via F24 form===
  
'''sul C/Cn:''' 71270003
+
'''To be updated'''
  
'''euro''' 98.00 (''if it is paid yearly''); 49.00 (''if you pay it for 6 months'').
+
Please refer to Students' Secretariat for the payment of health insurance.
  
'''Importo in lettere''': novantotto,00; quarantanove,00 -
+
===Paying via bank transfer===
  
'''Intestato a''': GenErali Italia SpA - Agenzia Generale - Piazzale delle Medaglie d’Oro, 37 - 00136  Roma
+
'''To be updated'''
  
'''Causale''': Assicurazione sanitaria per studenti a favore di “NAME AND SURNAME” a decorrere dal “DATE”
+
===Required documents===
  
'''Eseguito da:''' ''Your name, surname and address''
+
The following documents are needed to be entitled to public healthcare services:
  
With this payment and many other documents you can ask for the [[Permit of stay]].
+
# [https://wiki.sissa.it/students/images/a/a0/1_-_ENROLLMENT_to_SSN.pdf '''Scheda di iscrizione volontaria al Sistema sanitario nazionale'''] (Form for voluntary registration with the SSN) filled in and signed. Here's the [[Media:Istructions_SSN_enrollment_forms.pdf|instruction]] to fill it in.
 +
# Permit of stay '''OR''' expired permit + the receipt issued by the Post office at the moment of the application (called "assicurata" receipt). Assicurata receipt must to be less-than-6-months-old.
 +
# Passport
 +
# Original of the receipt of the payment
  
==Register with the Italian SSN==
+
We will forward documents ot the proper Distretto! Remember to enter doctors' names and to send us '''all''' documents.
  
If you choose to be enrolled in the National (Regional) Health Care system (SSN), it will cost around 150 euros per calendar year to have a full health coverage. '''(Note that it means that the registration expires on December 31st of each year).''' This does not mean that everything is for free but that you have the possibility to have your "base" doctor whom you can visit for free and prescribe medicines/exams. Some medicines and
+
Please remember that you must pay the registration fee before you send us these documents. The health card (tessera sanitaria) will be issued immediately and free of further charges. The SSN card covers the same period of your permit of stay. Upon registration at the Distretto, you can also choose a [[Doctors, Hospitals and Appointments|General Practitioner]] from the list that will be shown to you.  
all exams are subject to payment (maximum for exams is 36 Euros).  
+
  
Applying is simple: Fill out the postal form with the numbers below
+
Attention: if you have only the receipt issued by the Post office of the application of the permit to stay, you can only apply for a temporary three-month registration with the SSN after payment of the relevant fee; the temporary health card can be renewed until 31st December of the same year and will have "ISCRIZIONE PROVVISORIA" (temporary registration) written on it.
and pay it at any post office within working hours.
+
  
You should use a red payment receipt called '''Conto Corrente Postale''' .
+
===Where to register with the Italian SSN?===
  
'''sul C/Cn:''' 181347
+
First of all you have to determine in which ''distretto'' you live in. In order to do this you can use [https://asugi.sanita.fvg.it/it/schede/s_home_page/distretti_ospedali/mio-distretto.html this utility] provided by the ASUGI (Azienda Sanitaria Universitaria Giuliano Isontina). To use it, write the name of your street and the civic number, then click on the ''magnifying glass''. On the map will be displayed your address followed by the number of the ''distretto''. If it does not work add your zip code to your address. Once you ask for the issue of your SSN card, you will also be assigned a [[Doctors, Hospitals and Appointments|general practitioner]].
  
'''euro''' 149.77 (centoquarantanove,77)
+
When you have discovered  which ''distretto'' you belong to, you will follow the proper procedure as following:
  
'''Intesto a:''' S.S.R. Friuli Venezia Giulia - Assessorato Sanità
+
'''Distrettos 1, 2 and 4''' fill in the proper documents following these [[Media:PRACTICAL GUIDELINES FOR THE ENROLMENT TO SERVIZIO SANITARIO NAZIONALE.pdf| istructions]]. Then send the documents to phd@sissa.it. Students' Secretariat will forward to the proper distretto. You will receive further information from Secretariat on how to pick up your card. The hard plastic card will be send to your apartment or to SISSA only if your address is correctly set in Agenzia delle Entrate DB.
  
'''causale:''' Iscrizione volontaria al Servizio Sanitario Nazionale - Studio ''year'' (''your name and surname'')
+
'''Distretto 1 only'''
  
'''Eseguito da:''' (''your Name, surname and addres''s)
+
If you paid via giroslip, please also provide us a part of the original giroslip. You can bring it to Students' Secretariat mailbox at ground -1.  
 
+
The receipt of this payment together with other documents allow you to request the registration to SSN (''See below'') and entitles you to benefit of the [[Italian Healthcare System]].
+
 
+
===Documentation required===
+
 
+
The following documents are needed to be entitled to public healthcare services:
+
 
+
# [http://www.welcomeoffice.trieste.it/media/15570/scheda%20iscrizione%20volontaria%20al%20ssn-%20student%20non%20eu_facsimile.pdf '''Scheda di iscrizione volontaria al Sistema sanitario nazionale'''] (Form for voluntary registration with the SSN) filled in and signed.
+
# Permit of stay or the receipt issued by the Post office at the moment of the application
+
# Passport with visa
+
# Tax identification number or [[Codice fiscale]]
+
# Original of the receipt of the payment of 149.77 euro
+
# Self certification that you do not have any other source of income except for grants and fellowships
+
# Certificate of residence (only if you reside in Trieste) or self certification of your domicile in Trieste (the same address you have written in your permit of stay)
+
 
+
Please remember that you must pay the registration fee before you go to the ASS (Azienda per i Servizi Sanitari). The health card (tessera sanitaria) will be issued immediately and free of further charges. The SSN card covers the same period of your permit of stay. Upon registration at the ASS, you can also choose a [[Doctors, Hospitals and Appointments|General Practitioner]] from the list that will be shown to you. '''Remember to ask for a General Practitioner that can speak foreign languages!!'''
+
 
+
Attention: if you have only the receipt issued by the Post office of the application of the permit to stay, you can only apply for a temporary one-month registration with the SSN after payment of the relevant fee; the temporary health card can be renewed until 31st December of the same year and will have "ISCRIZIONE PROVVISORIA" (temporary registration) written on it.If your permit of stay is being renewed, you can register for a maximum period of 4 months.
+
 
+
===Where to register with the Italian SSN?===
+
 
+
First of all you have to determine in which ''distretto'' you live in. In order to do this you can use [http://www.ass1.sanita.fvg.it/it/servizi_al_cittadino/mio_distretto.html this utility] provided by the ASS. To use it write the name of your street - omitting the initial ''via'' or ''piazza'' or ''viale'' or similar - and the civic number, then click on ''cerca''. The web page will display your address followed by the number of the ''distretto''. Once you go there, you will also be assigned a [[Doctors, Hospitals and Appointments|general practitioner]].
+
 
+
When you have discovered  which ''distretto'' you belong to, you should visit the relevant office and ask to be registered (if you're not fluent in Italian it's better to ask for assistance from your colleagues).
+
  
 
{| class="wikitable"
 
{| class="wikitable"
Line 117: Line 82:
 
| 0403992957 / 2960 / 2962
 
| 0403992957 / 2960 / 2962
 
| MON to FRI from 9.30 to 13.00 hrs.
 
| MON to FRI from 9.30 to 13.00 hrs.
| http://goo.gl/maps/UodBx
 
 
|-
 
|-
 
| 3
 
| 3
Line 130: Line 94:
 
|}
 
|}
  
<googlemap version="0.9" lat="45.661087" lon="13.791275">
+
=How to get the refund=
45.664567, 13.770603
+
Once you are registered into the SSN, you can ask for the refund, which is provided by SISSA. In particular you have to visit [https://www4.sissa.it/node/add/contributo-studenti-health this webpage], login using SISSA credentials by clicking on the yellow button, and fill in the online form. The form is then automatically sent to the Students' Secretariat and to protocollo@sissa.it.
Distretto 1
+
 
45.69022, 13.78673
+
Distretto 1
+
45.652233, 13.786346
+
Distretto 2
+
45.623301,13.802459
+
Distretto 3
+
45.657159, 13.801364
+
Distretto 4
+
</googlemap>
+
  
 +
Additional information about the Italian Health Care System can be found at the [http://www.welcomeoffice.fvg.it/ Welcome Office Trieste] webpage.
  
Additional information about the Italian Health Care System can be found at the [http://www.welcomeoffice.trieste.it/are-you-a-non-eueea-citizen/student/health-insurance.aspx Welcome Office Trieste] webpage.
+
''' REMEMBER to check the deadline''' of your health card in order to renew it when needed. It can happen 2 or more times a year.

Latest revision as of 15:52, 22 January 2024


Before you leave your country

EU CITIZEN? Check Rules for EU citizens.

NON-EU CITIZEN?

Usually when you apply for a Student Visa, Italian Embassies and Consulates accept SISSA letter stating that you will underwrite a private health insurance when you will arrive in Italy.

Payment of the insurance

Being a non EU/EEA citizen, in order to apply for the Permit of stay and to obtain a basic health assistance, you have to underwrite either a private insurance or to register and pay for the National Health System (either you choose gets reimbursed by SISSA). SISSA suggests and supports you with the second option.

Register with the Italian SSN

If you choose to be enrolled in the National (Regional) Health Care system (SSN), it will cost 700 euros per calendar year to have a full health coverage. (Note that it means that the registration expires on December 31st of each year). The amount of the health insurance changed from 150€ to 700€ January, 1st, 2024. The health insurance partially cover your health expenses and you have the possibility to have your "base" doctor whom you can visit for free and prescribe medicines/exams. Some medicines and all exams are subject to payment (maximum for exams is 36,15 Euros).

Paying via F24 form

To be updated

Please refer to Students' Secretariat for the payment of health insurance.

Paying via bank transfer

To be updated

Required documents

The following documents are needed to be entitled to public healthcare services:

  1. Scheda di iscrizione volontaria al Sistema sanitario nazionale (Form for voluntary registration with the SSN) filled in and signed. Here's the instruction to fill it in.
  2. Permit of stay OR expired permit + the receipt issued by the Post office at the moment of the application (called "assicurata" receipt). Assicurata receipt must to be less-than-6-months-old.
  3. Passport
  4. Original of the receipt of the payment

We will forward documents ot the proper Distretto! Remember to enter doctors' names and to send us all documents.

Please remember that you must pay the registration fee before you send us these documents. The health card (tessera sanitaria) will be issued immediately and free of further charges. The SSN card covers the same period of your permit of stay. Upon registration at the Distretto, you can also choose a General Practitioner from the list that will be shown to you.

Attention: if you have only the receipt issued by the Post office of the application of the permit to stay, you can only apply for a temporary three-month registration with the SSN after payment of the relevant fee; the temporary health card can be renewed until 31st December of the same year and will have "ISCRIZIONE PROVVISORIA" (temporary registration) written on it.

Where to register with the Italian SSN?

First of all you have to determine in which distretto you live in. In order to do this you can use this utility provided by the ASUGI (Azienda Sanitaria Universitaria Giuliano Isontina). To use it, write the name of your street and the civic number, then click on the magnifying glass. On the map will be displayed your address followed by the number of the distretto. If it does not work add your zip code to your address. Once you ask for the issue of your SSN card, you will also be assigned a general practitioner.

When you have discovered which distretto you belong to, you will follow the proper procedure as following:

Distrettos 1, 2 and 4 fill in the proper documents following these istructions. Then send the documents to phd@sissa.it. Students' Secretariat will forward to the proper distretto. You will receive further information from Secretariat on how to pick up your card. The hard plastic card will be send to your apartment or to SISSA only if your address is correctly set in Agenzia delle Entrate DB.

Distretto 1 only

If you paid via giroslip, please also provide us a part of the original giroslip. You can bring it to Students' Secretariat mailbox at ground -1.

Distretto Address Telephone number Opening
1 Via L. Stock 2 0403997875 TUE, WED and THU from 8.00 to 11.00 hrs.
1 Opicina - Via di Prosecco 28/A 0403998164 WED from 13.00 to 17.00 hrs. and FRI from 08.30 to 11.30 hrs.
1 Aurisina - Aurisina 108/D 0403997921 TUE from 12.00 to 16.00 hrs.
2 Via della Pietà 2/1 (II floor, rooms 204/205) 0403992957 / 2960 / 2962 MON to FRI from 9.30 to 13.00 hrs.
3 Via Valmaura 59 0403995810 TUE, THU and FRI from 8.30 to 11.30 hrs.
4 Via G. Sai 7 (San Giovanni) 0403997453 / 465 MON, TUE, THU, and FRI from 8.00 to 11.00 hrs.

How to get the refund

Once you are registered into the SSN, you can ask for the refund, which is provided by SISSA. In particular you have to visit this webpage, login using SISSA credentials by clicking on the yellow button, and fill in the online form. The form is then automatically sent to the Students' Secretariat and to protocollo@sissa.it.


Additional information about the Italian Health Care System can be found at the Welcome Office Trieste webpage.

REMEMBER to check the deadline of your health card in order to renew it when needed. It can happen 2 or more times a year.